Monday, January 4, 2010

New Budget For The New Year!

     Well, the Hubbeast's pay is lowering again. The company changed health insurance companies AGAIN and now we will be down another $125 a week! We sat down New Year's Day and went over the budget to see where we could cut costs even more.

    One thing we decided to cut was our weekly fast food night. The girl's are rarely home on Friday nights anyway and the Hubbeast prefers my cooking so, we will cut back to once a month and make it special. The Hubbeast will also start taking his lunch 4 days a week. We will only fill the car up with gas once a week for Kirstey. If she runs the gas low, she will just have to take the bus to and from school. (The school is about 3 miles from our home so 1 tank of gas should be plenty for the week).

    Another thing that we have been bad about is just handing the girl's money whenever they ask if we have it. Now, we will write down when we give them $ and what it is for. Anything that isn't a dire necessity they will have to earn IF we have it!

     As far as the grocery budget. We decided on $100 a week for our family of 4 with 7 pets. We will only take cash and if we run out of something, it will have to wait. What money we have left out of that $100, we put in an envelope in case we need it for the next week. At the end of the month, whatever we have left in the envelope will be put towards a vacation fund!

     I hope all of this helps. It has been YEARS since I have HAD to stick to a budget so tight. But, we will do what we have to do and make it through.

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